If you’re in an accident, first make sure no one in the car is injured. Next, check on the passengers in the other vehicle, pedestrians and anyone else nearby to make sure they’re OK. Then do these five things:
- Stay at the scene. Leaving can result in legal consequences, like fines or additional violations.
- Call 911 or the local police immediately. They’ll dispatch an officer and medical personnel to the scene of the accident. Once the cops arrive, wait for them to complete an accident report.
- If you’re on a busy highway, stay inside the car and wait for the police or an ambulance. It’s dangerous if passengers stand along a freeway or other road with lots of traffic.
- Don’t get into an argument or a fight with the other driver. Simply exchange contact and insurance information. If possible, also get the name and phone numbers of witnesses.
- Call your insurance provider to report the claim. Your agent will ask you for any paperwork you receive about the accident, and will give you important information on getting your car fixed.